Swiss Travel Pass vs Half Fare Card: Which Saves More? (2026)
Two products, one question: which one saves you more money? The answer depends on your trip shape, not on which is "better".
The quick rule
- Moving every day or two (Zurich → Lucerne → Interlaken → Zermatt)? Swiss Travel Pass.
- One or two bases with day trips, especially to pricey mountains? Half Fare Card.
Side by side
| Swiss Travel Pass | Half Fare Card | |
|---|---|---|
| Price | From CHF 254 (3 days, 2nd class) | About CHF 150 for one month (check sbb.ch) |
| Trains, buses, boats | Free | 50% off |
| City transport | Free in about 90 towns | 50% off |
| Mountain railways | A few free (Rigi, Stoos), most 25–50% off | Most 50% off |
| Jungfraujoch | About 25% off | 50% off |
| Museums | Free entry to 500+ | — |
| Best for | Fast-moving itineraries | Slow travel and mountain-heavy trips |
A worked example
Trip A, 8 days, four bases: Zurich → Lucerne → Grindelwald → Zermatt → Zurich, plus Rigi and a lake cruise. Lots of long rides and the free Rigi make the 8-day pass the simpler and usually cheaper choice.
Trip B, 8 days in Grindelwald: a return train from Zurich, plus Jungfraujoch, First and Schilthorn. With few long rides and pricey mountains at 50% off, the Half Fare Card usually wins clearly.
Prices change, so run your own numbers with the SBB app before buying. Our Swiss Travel Pass guide has the full 2026 price table.
FAQ
Which is cheaper, the Swiss Travel Pass or the Half Fare Card?
It depends on how much you travel. Add up your planned full-price tickets: if half that total plus the Half Fare Card price is lower than the pass, the Half Fare Card wins.
Does the Half Fare Card work on mountain railways?
Yes, most mountain railways and cable cars give 50% off with the Half Fare Card, including Jungfraujoch. The Swiss Travel Pass gives about 25% off there.
Can I use the Swiss Travel Pass on the Glacier Express?
Yes, the fare is covered, but you still pay the mandatory seat reservation.